<p>From he desk of Arlene Floyd...</p><p> </p><p> </p><div style="border-bottom: medium none; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: #b5c4df 1pt solid; border-right: medium none; padding-top: 3pt"><div><b><span style="font-size: 10pt">From:</span></b><span style="font-size: 10pt"> CommunityEducationPrograms@tos.ohio.gov [mailto:CommunityEducationPrograms@tos.ohio.gov] <br /><b>Sent:</b> Monday, July 16, 2012 10:13 AM<br /><b>To:</b> afloyd@ysu.edu<br /><b>Subject:</b> Space Still Available at Smart Money Choices Youngstown -NEW Personal Certification</span></div></div><div> </div><div><div><span style="font-size: 10pt">Greetings,</span></div><div><span style="font-size: 10pt">Space is still available for the State Treasurer's 2012 Smart Money Choices <b>Youngstown </b>conference. The conference will be held at the <b>Mahoning County Career and Technical Center</b> on <b>August 10, 2012</b>.</span></div><div><span style="font-size: 10pt">Smart Money Choices, formally known as Women & Money, is going into its 12th year of existence! The free, half-day Smart Money Choices conferences offer financial education courses to help all Ohioans focus on their finances and build a path to a secure financial future.</span></div><div> </div><div><b><span style="font-size: 10pt">NEW!</span></b><span style="font-size: 10pt"> Smart Money Choices offers financial education courses for Ohioans at every age and stage life. This year, we are also excited to announce that the Budgeting and Credit & Debt Management courses have been approved for Post-Filing Bankruptcy Certification!* Bankruptcy filings have been prevalent throughout the country due to these tough economic times.? The Treasurer's office wants to help Ohioans recovering from bankruptcy by offering free and easy access to financial education.</span></div><div> </div><div><b><span style="font-size: 10pt">Space is still available! Please forward this invitation to your friends, family and co-workers so more Ohioans are aware of this financial education opportunity.</span></b><span style="font-size: 10pt"> </span></div><div><span style="font-size: 10pt">For more information and to register today, visit </span><span style="font-size: 10pt"><a href="http://www.ohiotreasurer.gov/SmartMoneyChoices"><font color="#000000">www.OhioTreasurer.gov\SmartMoneyChoices</font></a></span><span style="font-size: 10pt">.</span></div><div> </div><div><span style="font-size: 10pt">Smart Money Choices is offered from 8:00 AM to 12:15 PM (Registration opens at 7:30 AM). The event includes an opening session, three breakout sessions taught by financial planning experts and a closing session. The courses offered this year include: Budgeting, Credit & Debt Management, Social Security, Consumer Scams, Estate Planning, Retirement Planning, Investments, and <b>New!</b> Student Funding & Debt Management.</span></div><div><span style="font-size: 10pt"><br /><b>Where</b>: Mahoning County Career and Technical Center</span></div><div><span style="font-size: 10pt">7300 North Palmyra Rd</span></div><div><span style="font-size: 10pt">Canfield, OH 44406</span></div><div><b><span style="font-size: 10pt">When: </span></b><span style="font-size: 10pt">Friday August 10, 2012</span></div><div><span style="font-size: 10pt">Registration Begins at 7:30 am</span></div><div><span style="font-size: 10pt">Conference from 8:00 am - 12:15 pm</span></div><div><b><span style="font-size: 10pt">Questions:</span></b><span style="font-size: 10pt"> 1-800-228-1102, option 1</span></div><div> </div><div> </div><div><span style="font-size: 10pt">To register, please call 1-800-228-1102 (option #1), or visit </span><span style="font-size: 10pt"><a href="http://www.ohiotreasurer.gov/SmartMoneyChoices"><font color="#000000">www.OhioTreasurer.gov\SmartMoneyChoices</font></a></span><span style="font-size: 10pt">.</span></div><div><span style="font-size: 10pt">If you are unable to attend the Youngstown conference, our statewide schedule is listed below. Area, Date, Location</span></div><div> </div></div><p><table border="1" cellspacing="1" cellpadding="0" width="482" style="width: 361.5pt"><tbody><tr><td width="19%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 19%; padding-right: 0.75pt; padding-top: 0.75pt"><div>Dayton</div></td><td width="14%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 14%; padding-right: 0.75pt; padding-top: 0.75pt"><div>06/08/12?</div></td><td width="67%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 67%; padding-right: 0.75pt; padding-top: 0.75pt"><div>Holiday Inn Dayton (Fairborn)</div></td></tr><tr><td width="19%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 19%; padding-right: 0.75pt; padding-top: 0.75pt"><div>Cleveland</div></td><td width="14%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 14%; padding-right: 0.75pt; padding-top: 0.75pt"><div>06/15/12?</div></td><td width="67%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 67%; padding-right: 0.75pt; padding-top: 0.75pt"><div>Holiday Inn Independence</div></td></tr><tr><td width="19%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 19%; padding-right: 0.75pt; padding-top: 0.75pt"><div>Cincinnati</div></td><td width="14%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 14%; padding-right: 0.75pt; padding-top: 0.75pt"><div>06/22/12?</div></td><td width="67%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 67%; padding-right: 0.75pt; padding-top: 0.75pt"><div>UC Blue Ash College</div></td></tr><tr><td width="19%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 19%; padding-right: 0.75pt; padding-top: 0.75pt"><div>Akron</div></td><td width="14%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 14%; padding-right: 0.75pt; padding-top: 0.75pt"><div>07/20/12?</div></td><td width="67%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 67%; padding-right: 0.75pt; padding-top: 0.75pt"><div>?Holiday Inn West (Akron)</div></td></tr><tr><td width="19%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 19%; padding-right: 0.75pt; padding-top: 0.75pt"><div>Columbus</div></td><td width="14%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 14%; padding-right: 0.75pt; padding-top: 0.75pt"><div>07/27/12?</div></td><td width="67%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 67%; padding-right: 0.75pt; padding-top: 0.75pt"><div>Holiday Inn (Worthington)</div></td></tr><tr><td width="19%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 19%; padding-right: 0.75pt; padding-top: 0.75pt"><div>Toledo</div></td><td width="14%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 14%; padding-right: 0.75pt; padding-top: 0.75pt"><div>08/03/12?</div></td><td width="67%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 67%; padding-right: 0.75pt; padding-top: 0.75pt"><div>Owens Community College</div></td></tr><tr><td width="19%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 19%; padding-right: 0.75pt; padding-top: 0.75pt"><div>Youngstown?</div></td><td width="14%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 14%; padding-right: 0.75pt; padding-top: 0.75pt"><div>08/10/12</div></td><td width="67%" style="padding-bottom: 0.75pt; padding-left: 0.75pt; width: 67%; padding-right: 0.75pt; padding-top: 0.75pt"><div>Mahoning County Career and Technical Center (Canfield)</div></td></tr></tbody></table></p><br /><br />------------------------------------------------------<br />
<br />Brenda Scarborough, Librarian 2 [Non-Degreed]
<br />Maag Library/Information Services Government Documents
<br />Youngstown State University
<br />One University Plaza
<br />Youngstown OH 44555-0001
<br />e: bmscarborough@ysu.edu
<br />t:(330)941-3126 f:(330)941-3734